Mummy Returns, the|Just another eblog.lt – nemokamas BLOGas weblog

xXx: State of the Union (2005) IMDB rating: 4.10 Plot: NSA Agent Augustus Gibbons (Jackson), fresh off the success of his last renegade recruitment, once again finds himself in need of an outsider. Gibbons and his new agent (Ice Cube) must track a dangerous military splinter group, led by Willem Dafoe, that is conspiring to overthrow the U.S. Government in the nation’s capital.

Actors: Jackson Samuel L.,Dafoe Willem,Cube Ice,Xzibit,Connolly John G.,De Ocamp Ramon,Matt Gerald,Roof Michael,Speedman Scott,Strauss Peter,Sigismondi Barry,Evans Michael Don,Rountree David,Schmidtke Ned,Action,Crime,Adventure,Thriller,

Is this Pay for Delete letter good?
This letter is in response to your call for the debt account listed above. I would like to pay off this debt in full and save our time and efforts.

I’d like to notify you that I’m not acknowledging or accepting that I owe this debt. This is because the debt hasn’t been verified yet, and I never received a bill for said debt. This letter also doesn’t imply a promise to pay the debt unless you provide a response as detailed below.

Having consulted with an attorney, I am aware of my legal rights and options against you. I am aware of the fact that your company can report the debt to the credit bureaus as you find necessary. Moreover, you have the ability to change the account status since you are the information provider.

I am willing to offer the FULL AMOUNT of $XXX as payment of the debt in full in exchange for your completion of the following:
A. Deletion of this account on any reporting agencies it resides on, including but not limited to: Equifax, Experian, and Trans Union.
B. The above mentioned action takes place no later than 10 days from receipt of agreed payment in certified funds.
C. The understanding that this debt, while not mine, was satisfied in full.
D. Agree to never discuss this account with any party and never report nor cause to be reported this account to any reporting agency including but not limited to: Experian, Equifax and Trans Union.

Certified funds shall be construed as: Money Order, Certified Check, or Cash, and shall be sent IMMEDIATELY on my receipt of your agreement to these terms.

My offer shall remain open for 10 business days from certified receipt of this letter.

If you agree to these terms and accept this agreement as laid out, then please send back your approval on your company’s letter head to the address listed above. Make sure the letter is signed by a person with the authority to accept said offer and that your letter states the terms of this offer. Your letter must be postmarked NO LATER than 10 business days from the date of certified receipt of this letter.

I look forward to hearing from you promptly about the above said matter.

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seems good to me — what does your attorney say?

Spock (rhp) | May 26, 2009

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Before you make this effort, is this debt for a defaulted/charged-off credit card account? If so, you need to understand that the original creditor will still report the negative on your credit report even if the collection agency agrees in writing to remove the item…meaning that you’ll still be stuck with bad credit after all the effort.

If this is non credit card debt, then I would try to abbreviate the letter. Leave off part "D." I would leave out the following sentence:

Having consulted with an attorney, I am aware of my legal rights and options against you.
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This is overly aggressively language when you are trying to reach a Pay for Delete deal.
CatDad | May 26, 2009